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IS YOUR HOUSING MARKET
ABOUT TO CRASH?

Search any city or zip code. Get a stress score, crash risk, and 12-month forecast. Free.

195 metros21K+ cities26K+ zipsUpdated daily
Fed meeting in 3 daysNational →
Stress Level
SAFE0–25
WATCH26–50
STRESS51–75
DANGER76–89
CRITICAL90–100
30YR6.43%
FED3.63%
NEXT FED3dJul 29
SENTIMENT44.8
STARTS1.4K
July 19, 2026
4% of Americans live in stressed markets128M people
Stress 4%
Watch 78%
Safe 17%
MOST STRESSEDRankings
1OlympiaWA
55
53 risk
2SeattleWA
55
42 risk
3SalemOR
54
42 risk
4YakimaWA
53
42 risk
5AshevilleNC
52
32 risk
6FayettevilleAR
52
49 risk
7NorwichCT
52
43 risk
IMPROVING
Charleston-6Colorado Springs-4Durham-4Fort Smith-4Asheville-3
DECLINING
Canton+6College Station+5Kingsport+5Lynchburg+5Sioux Falls+5
WEEKLY BRIEFING

Every Monday — score changes, top movers, and what shifted. Free.

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WHAT IF RATES CHANGE?

Simulate how a Fed rate decision could impact housing stress.

Rate Change-0.5%
-2% CutNo Change+2% Hike
30yr Rate5.9%from 6.4%
Score41
+3
ImpactSome Relief195 metros

A 0.5% cut would bring the 30-year to 5.9%, reducing payments ~$30 on a median home. ~13 of 195 metros in stress.

Estimated. Actual impact depends on mortgage market response time.

ALL METROS

195 metros sorted by stress score

MetroStateStressRiskPrice
OlympiaWA
55STRESS
53$534K
SeattleWA
55STRESS
42$745K
SalemOR
54STRESS
42$455K
YakimaWA
53STRESS
42$358K
AshevilleNC
52STRESS
32$430K
FayettevilleAR
52STRESS
49$370K
NorwichCT
52STRESS
43$436K
SpokaneWA
52STRESS
40$425K
WorcesterMA
52STRESS
41$487K
KennewickWA
51STRESS
37$443K
MadisonWI
51STRESS
39$455K
CharlestonSC
50WATCH
35$436K
DurhamNC
50WATCH
30$416K
MilwaukeeWI
50WATCH
35$394K
NashvilleTN
50WATCH
32$458K
New HavenCT
49WATCH
36$415K
SalisburyDE
49WATCH
36$430K
Ann ArborMI
48WATCH
34$426K
BostonMA
48WATCH
35$747K
TrentonNJ
48WATCH
35$453K
1\u201320 of 195
1/10
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Data: FRED · Zillow · Redfin · BLS · Freddie Mac · InsideAirbnb · Realtor.com · Claude AI

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