Salt Lake City, UT
Stress
51STRESS
Risk
33MODERATE
7d
Generating analysis...
BuyingChallenging for buyers
Affordability is severely stretched in Salt Lake City. Budget carefully, expect competition to ease, consider nearby metros.
SellingMarket is shifting
Moderate correction risk. Price competitively. Overpriced listings are sitting longer.
OwningStay informed
Some indicators elevated but nothing alarming. Home likely holding value.
Score Breakdown
$567K+1.3% YoY
21.5%of listings reduced
39median
4,247+1.8% YoY
$3,334PITI on median
56.5%of income
0.02%
6.66%
3.6%state (BLS)
WestBLS regional adjustment
Larger shape = more stress from more sources.
Market Signals
12-MONTH FORECAST
Statistical projection based on historical trends.
12-month price projectionTrend direction, confidence bands, and R-squared fit.
Try FreeAffordability
AFFORDABILITYRenting $1,696/mo cheaper ($1,638 rent)6.66% 30yr, 20% down, county tax + UT ins. 28% per HUD.
Enter your income for Salt Lake City.
$113,469 on $567,346.073
Out of reach — 53.3% of income
Need $142,886/yr to afford.
PITI$3,334
P/I53.3%
Afford$298K
Gap-$270K
P&I $2,917Tax $317Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
RENT VS BUY
Rent$1,638/mo
Buy (PITI)$3,334/mo
Renting 104% cheaper20% down, 6.66%, 30yr fixed, full PITI
28.9xSeverely Overvalued
4 years
051015yr
Extra/mo$1,696
Equity/yr$27,104
Buying pays off quickly.
Trend
Score HistoryJul 31, 2026
Rising = worse for buyers.
Full 2-year history30 days free. Pro unlocks everything.
Try FreeReading
Guides for navigating a stressed market.