The median home in Bessemer, Alabama is valued at $130,113, down 0.3% year over year. Typical monthly rent is $1,227, producing a price-to-rent ratio of 8.8x — below the national average of 18x. Bessemer is part of the Birmingham-Hoover, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Birmingham-Hoover, AL stress score, crash risk, and 12-month forecast →

Home Value$130,113

-0.3%

Rent$1,227/mo

AFFORDABILITY

Enter your income for Bessemer.

Income (annual)

Down Payment

$26,023 on $130,113

Affordable — 14.4% of income

Under the 28% guideline.

PITI$902

P/I14.4%

Afford$252K

Room+$122K

P&I $658Tax $44Ins $200

Buying $325/mo cheaper ($1,227 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Bessemer with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Birmingham-Hoover, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Birmingham-Hoover, AL metro.

View Birmingham-Hoover, AL metro →

BESSEMER, AL