The median home in Birmingham, Alabama is valued at $133,465, down 3.1% year over year. Typical monthly rent is $1,295, producing a price-to-rent ratio of 8.6x — below the national average of 18x. Birmingham is part of the Birmingham-Hoover, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Birmingham-Hoover, AL stress score, crash risk, and 12-month forecast →

Home Value$133,465

-3.1%

Rent$1,295/mo

AFFORDABILITY

Enter your income for Birmingham.

Income (annual)

Down Payment

$26,693 on $133,465

Affordable — 14.7% of income

Under the 28% guideline.

PITI$920

P/I14.7%

Afford$254K

Room+$120K

P&I $675Tax $46Ins $200

Buying $375/mo cheaper ($1,295 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Birmingham with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Birmingham-Hoover, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Birmingham-Hoover, AL metro.

View Birmingham-Hoover, AL metro →

BIRMINGHAM, AL