City

BIRMINGHAM, AL

Birmingham-Hoover, AL

Median home value: $133K (-3.1% YoY). Rent: $1,295/mo. Price-to-rent: 8.6x. Part of Birmingham-Hoover, AL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Birmingham-Hoover, AL metro page.

Home Value$133,465
-3.1%
Rent$1,295/mo
AFFORDABILITY

Enter your income for Birmingham.

$26,693 on $133,465
Affordable — 14.2% of income

Under the 28% guideline.

PITI$886
P/I14.2%
Afford$264K
Room+$130K
P&I $640Tax $46Ins $200
Buying $409/mo cheaper ($1,295 rent)6.00% 30yr, 20% down, county tax + AL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Birmingham Housing Market | CrashWatch