The median home in Center Point, Alabama is valued at $146,654, down 0.2% year over year. Typical monthly rent is $1,282, producing a price-to-rent ratio of 9.5x — below the national average of 18x. Center Point is part of the Birmingham-Hoover, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$146,654
-0.2%
Rent$1,282/mo
AFFORDABILITYBuying $290/mo cheaper ($1,282 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.
Enter your income for Center Point.
$29,331 on $146,654
Affordable — 15.9% of income
Under the 28% guideline.
PITI$992
P/I15.9%
Afford$259K
Room+$112K
P&I $742Tax $50Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Alabama
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Full Birmingham-Hoover, AL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Birmingham-Hoover, AL metro.
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