Median home value: $376K (+0.8% YoY). Rent: $2,204/mo. Price-to-rent: 14.2x. Part of Birmingham-Hoover, AL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Birmingham-Hoover, AL metro page.
Home Value$376,213
+0.8%
Rent$2,204/mo
AFFORDABILITYBuying $71/mo cheaper ($2,204 rent)6.00% 30yr, 20% down, county tax + AL ins. 28% per HUD.
Enter your income for Chelsea.
$75,243 on $376,213
Stretch — 34.1% of income
Above 28% but manageable with cuts.
PITI$2,133
P/I34.1%
Afford$309K
Gap-$68K
P&I $1,804Tax $129Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing