Median home value: $244K (-0.4% YoY). Rent: $1,727/mo. Price-to-rent: 11.8x. Part of Birmingham-Hoover, AL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Birmingham-Hoover, AL metro page.

Home Value$244,192

-0.4%

Rent$1,727/mo

AFFORDABILITY

Enter your income for Clay.

Income (annual)

Down Payment

$48,838 on $244,192

Affordable — 23.3% of income

Under the 28% guideline.

PITI$1,455

P/I23.3%

Afford$294K

Room+$50K

P&I $1,171Tax $83Ins $200

Buying $272/mo cheaper ($1,727 rent)6.00% 30yr, 20% down, county tax + AL ins. 28% per HUD.

CLAY, AL