The median home in Cullman, Alabama is valued at $252,969, up 4.8% year over year. Typical monthly rent is $1,554, producing a price-to-rent ratio of 13.6x — below the national average of 18x. Cullman is part of the Cullman, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$252,969

+4.8%

Rent$1,554/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Cullman.

Income (annual)

Down Payment

$50,594 on $252,969

Example: $75,000 household income. Change it above to see your own.

Affordable25.1% of income

Under the 28% guideline.

PITI$1,566

P/I25.1%

Afford$283K

Room+$30K

P&I $1,279Tax $86Ins $200

Renting $12/mo cheaper ($1,554 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Cullman with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Cullman, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cullman, AL metro.

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