The median home in Decatur, Alabama is valued at $217,220, up 0.0% year over year. Typical monthly rent is $1,037, producing a price-to-rent ratio of 17.5x — near the national average of 18x. Decatur is part of the Decatur, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$217,220

+0.0%

Rent$1,037/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Decatur.

Income (annual)

Down Payment

$43,444 on $217,220

Example: $75,000 household income. Change it above to see your own.

Affordable22% of income

Under the 28% guideline.

PITI$1,373

P/I22%

Afford$277K

Room+$60K

P&I $1,098Tax $74Ins $200

Renting $336/mo cheaper ($1,037 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Decatur with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Decatur, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Decatur, AL metro.

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