The median home in Decatur, Alabama is valued at $217,220, up 0.0% year over year. Typical monthly rent is $1,037, producing a price-to-rent ratio of 17.5x — near the national average of 18x. Decatur is part of the Decatur, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$217,220
+0.0%
Rent$1,037/mo
AFFORDABILITYRenting $336/mo cheaper ($1,037 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.
Enter your income for Decatur.
$43,444 on $217,220
Affordable — 22% of income
Under the 28% guideline.
PITI$1,373
P/I22%
Afford$277K
Room+$60K
P&I $1,098Tax $74Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Decatur, AL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Decatur, AL metro.
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