The median home in Fairfield, Alabama is valued at $90,557, down 9.8% year over year. Typical monthly rent is $1,050, producing a price-to-rent ratio of 7.2x — below the national average of 18x. Fairfield is part of the Birmingham-Hoover, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Birmingham-Hoover, AL stress score, crash risk, and 12-month forecast →

Home Value$90,557

-9.8%

Rent$1,050/mo

AFFORDABILITY

Enter your income for Fairfield.

Income (annual)

Down Payment

$18,111 on $90,557

Affordable — 11% of income

Under the 28% guideline.

PITI$689

P/I11%

Afford$230K

Room+$139K

P&I $458Tax $31Ins $200

Buying $361/mo cheaper ($1,050 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Fairfield with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Birmingham-Hoover, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Birmingham-Hoover, AL metro.

View Birmingham-Hoover, AL metro →

FAIRFIELD, AL