The median home in Flat Rock, Alabama is valued at $176,682, down 3.0% year over year. Flat Rock is part of the Scottsboro, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Scottsboro, AL stress score, crash risk, and 12-month forecast →

Home Value$176,682

-3.0%

AFFORDABILITY

Enter your income for Flat Rock.

Income (annual)

Down Payment

$35,336 on $176,682

Affordable — 18.5% of income

Under the 28% guideline.

PITI$1,154

P/I18.5%

Afford$268K

Room+$91K

P&I $893Tax $60Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Flat Rock with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Scottsboro, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Scottsboro, AL metro.

View Scottsboro, AL metro →

FLAT ROCK, AL