The median home in Florence, Alabama is valued at $201,279, down 0.1% year over year. Typical monthly rent is $1,139, producing a price-to-rent ratio of 14.7x — below the national average of 18x. Florence is part of the Florence-Muscle Shoals, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$201,279
-0.1%
Rent$1,139/mo
AFFORDABILITYRenting $148/mo cheaper ($1,139 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.
Enter your income for Florence.
$40,256 on $201,279
Affordable — 20.6% of income
Under the 28% guideline.
PITI$1,287
P/I20.6%
Afford$274K
Room+$72K
P&I $1,018Tax $69Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Alabama
Compare Florence with other housing markets across Alabama.
Full Florence-Muscle Shoals, AL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Florence-Muscle Shoals, AL metro.
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