The median home in Florence, Alabama is valued at $201,279, down 0.1% year over year. Typical monthly rent is $1,139, producing a price-to-rent ratio of 14.7x — below the national average of 18x. Florence is part of the Florence-Muscle Shoals, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$201,279

-0.1%

Rent$1,139/mo

Prices falling — better for buyers.

Affordability

Enter your income for Florence.

Income (annual)

Down Payment

$40,256 on $201,279

Example: $75,000 household income. Change it above to see your own.

Affordable20.6% of income

Under the 28% guideline.

PITI$1,287

P/I20.6%

Afford$274K

Room+$72K

P&I $1,018Tax $69Ins $200

Renting $148/mo cheaper ($1,139 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Florence with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Florence-Muscle Shoals, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Florence-Muscle Shoals, AL metro.

View Florence-Muscle Shoals, AL metro

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Florence, AL