The median home in Fort Payne, Alabama is valued at $192,112, down 0.8% year over year. Fort Payne is part of the Fort Payne, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Fort Payne, AL stress score, crash risk, and 12-month forecast →

Home Value$192,112

-0.8%

AFFORDABILITY

Enter your income for Fort Payne.

Income (annual)

Down Payment

$38,422 on $192,112

Affordable — 19.8% of income

Under the 28% guideline.

PITI$1,237

P/I19.8%

Afford$272K

Room+$80K

P&I $971Tax $66Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Fort Payne with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Fort Payne, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fort Payne, AL metro.

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FORT PAYNE, AL