The median home in Gadsden, Alabama is valued at $107,474, down 1.0% year over year. Typical monthly rent is $841, producing a price-to-rent ratio of 10.6x — below the national average of 18x. Gadsden is part of the Gadsden, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$107,474

-1.0%

Rent$841/mo

Prices falling — better for buyers.

Affordability

Enter your income for Gadsden.

Income (annual)

Down Payment

$21,495 on $107,474

Example: $75,000 household income. Change it above to see your own.

Affordable12.5% of income

Under the 28% guideline.

PITI$780

P/I12.5%

Afford$241K

Room+$134K

P&I $543Tax $37Ins $200

Buying $61/mo cheaper ($841 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Gadsden with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Gadsden, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gadsden, AL metro.

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