City

GARDENDALE, AL

Birmingham-Hoover, AL

Median home value: $259K (+1.6% YoY). Part of Birmingham-Hoover, AL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Birmingham-Hoover, AL metro page.

Home Value$258,611
+1.6%
AFFORDABILITY

Enter your income for Gardendale.

$51,722 on $258,611
Affordable — 24.5% of income

Under the 28% guideline.

PITI$1,529
P/I24.5%
Afford$296K
Room+$37K
P&I $1,240Tax $88Ins $200
6.00% 30yr, 20% down, county tax + AL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Gardendale Housing Market | CrashWatch