The median home in Geraldine, Alabama is valued at $178,208, down 4.3% year over year. Geraldine is part of the Fort Payne, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$178,208

-4.3%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$35,642 on $178,208

Example: $75,000 household income. Change it above to see your own.

Affordable18.6% of income

Under the 28% guideline.

PITI$1,162

P/I18.6%

Afford$268K

Room+$90K

P&I $901Tax $61Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Geraldine with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Fort Payne, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fort Payne, AL metro.

View Fort Payne, AL metro

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Geraldine, AL