The median home in Gulf Shores, Alabama is valued at $442,911, down 2.6% year over year. Typical monthly rent is $1,593, producing a price-to-rent ratio of 23.2x — well above the national average of 18x. Gulf Shores is part of the Daphne-Fairhope-Foley, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$442,911
-2.6%
Rent$1,593/mo
AFFORDABILITYRenting $998/mo cheaper ($1,593 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.
Enter your income for Gulf Shores.
$88,582 on $442,911
Out of reach — 41.5% of income
Need $111,043/yr to afford.
PITI$2,591
P/I41.5%
Afford$299K
Gap-$144K
P&I $2,240Tax $151Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Alabama
Compare Gulf Shores with other housing markets across Alabama.
Full Daphne-Fairhope-Foley, AL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Daphne-Fairhope-Foley, AL metro.
View Daphne-Fairhope-Foley, AL metro →