The median home in Gulf Shores, Alabama is valued at $442,911, down 2.6% year over year. Typical monthly rent is $1,593, producing a price-to-rent ratio of 23.2x — well above the national average of 18x. Gulf Shores is part of the Daphne-Fairhope-Foley, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$442,911

-2.6%

Rent$1,593/mo

Prices falling — better for buyers.

Affordability

Enter your income for Gulf Shores.

Income (annual)

Down Payment

$88,582 on $442,911

Example: $75,000 household income. Change it above to see your own.

Out of reach41.5% of income

Need $111,043/yr to afford.

PITI$2,591

P/I41.5%

Afford$299K

Gap-$144K

P&I $2,240Tax $151Ins $200

Renting $998/mo cheaper ($1,593 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Gulf Shores with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Daphne-Fairhope-Foley, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Daphne-Fairhope-Foley, AL metro.

View Daphne-Fairhope-Foley, AL metro

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Gulf Shores, AL