Median home value: $353K (+1.5% YoY). Rent: $2,008/mo. Price-to-rent: 14.6x. Part of Birmingham-Hoover, AL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Birmingham-Hoover, AL metro page.
Home Value$352,611
+1.5%
Rent$2,008/mo
AFFORDABILITYRenting $4/mo cheaper ($2,008 rent)6.00% 30yr, 20% down, county tax + AL ins. 28% per HUD.
Enter your income for Helena.
$70,522 on $352,611
Stretch — 32.2% of income
Above 28% but manageable with cuts.
PITI$2,012
P/I32.2%
Afford$307K
Gap-$46K
P&I $1,691Tax $120Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing