The median home in Helena, Alabama is valued at $352,611, up 1.5% year over year. Typical monthly rent is $2,008, producing a price-to-rent ratio of 14.6x — below the national average of 18x. Helena is part of the Birmingham-Hoover, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Birmingham-Hoover, AL stress score, crash risk, and 12-month forecast →

Home Value$352,611

+1.5%

Rent$2,008/mo

AFFORDABILITY

Enter your income for Helena.

Income (annual)

Down Payment

$70,522 on $352,611

Stretch — 33.6% of income

Above 28% but manageable with cuts.

PITI$2,103

P/I33.6%

Afford$293K

Gap-$59K

P&I $1,783Tax $120Ins $200

Renting $95/mo cheaper ($2,008 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Helena with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Birmingham-Hoover, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Birmingham-Hoover, AL metro.

View Birmingham-Hoover, AL metro →

HELENA, AL