The median home in Joppa, Alabama is valued at $208,662, up 2.5% year over year. Joppa is part of the Cullman, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$208,662

+2.5%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$41,732 on $208,662

Example: $75,000 household income. Change it above to see your own.

Affordable21.2% of income

Under the 28% guideline.

PITI$1,326

P/I21.2%

Afford$275K

Room+$67K

P&I $1,055Tax $71Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Joppa with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Cullman, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cullman, AL metro.

View Cullman, AL metro

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Joppa, AL