The median home in Lincoln, Alabama is valued at $228,620, up 0.4% year over year. Typical monthly rent is $1,457, producing a price-to-rent ratio of 13.1x — below the national average of 18x. Lincoln is part of the Talladega-Sylacauga, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Talladega-Sylacauga, AL stress score, crash risk, and 12-month forecast →

Home Value$228,620

+0.4%

Rent$1,457/mo

AFFORDABILITY

Enter your income for Lincoln.

Income (annual)

Down Payment

$45,724 on $228,620

Affordable — 22.9% of income

Under the 28% guideline.

PITI$1,434

P/I22.9%

Afford$279K

Room+$50K

P&I $1,156Tax $78Ins $200

Buying $23/mo cheaper ($1,457 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Lincoln with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Talladega-Sylacauga, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Talladega-Sylacauga, AL metro.

View Talladega-Sylacauga, AL metro →

LINCOLN, AL