The median home in Madison, Alabama is valued at $368,586, up 1.2% year over year. Typical monthly rent is $1,493, producing a price-to-rent ratio of 20.6x — well above the national average of 18x. Madison is part of the Huntsville, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Huntsville, AL stress score, crash risk, and 12-month forecast →
Home Value$368,586
+1.2%
Rent$1,493/mo
AFFORDABILITYRenting $697/mo cheaper ($1,493 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.
Enter your income for Madison.
$73,717 on $368,586
Stretch — 35% of income
Above 28% but manageable with cuts.
PITI$2,190
P/I35%
Afford$295K
Gap-$74K
P&I $1,864Tax $126Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Alabama
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Full Huntsville, AL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Huntsville, AL metro.
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