The median home in Mobile, Alabama is valued at $188,099, down 2.3% year over year. Typical monthly rent is $1,244, producing a price-to-rent ratio of 12.6x — below the national average of 18x. Mobile is part of the Mobile, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$188,099

-2.3%

Rent$1,244/mo

Prices falling — better for buyers.

Affordability

Enter your income for Mobile.

Income (annual)

Down Payment

$37,620 on $188,099

Example: $75,000 household income. Change it above to see your own.

Affordable19.4% of income

Under the 28% guideline.

PITI$1,215

P/I19.4%

Afford$271K

Room+$83K

P&I $951Tax $64Ins $200

Buying $29/mo cheaper ($1,244 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Mobile with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Mobile, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Mobile, AL metro.

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