The median home in Montgomery, Alabama is valued at $145,280, up 0.2% year over year. Typical monthly rent is $1,312, producing a price-to-rent ratio of 9.2x — below the national average of 18x. Montgomery is part of the Montgomery, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$145,280

+0.2%

Rent$1,312/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Montgomery.

Income (annual)

Down Payment

$29,056 on $145,280

Example: $75,000 household income. Change it above to see your own.

Affordable15.7% of income

Under the 28% guideline.

PITI$984

P/I15.7%

Afford$258K

Room+$113K

P&I $735Tax $50Ins $200

Buying $328/mo cheaper ($1,312 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Montgomery with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Montgomery, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Montgomery, AL metro.

View Montgomery, AL metro

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