The median home in Moody, Alabama is valued at $254,015, down 0.2% year over year. Typical monthly rent is $1,816, producing a price-to-rent ratio of 11.7x — below the national average of 18x. Moody is part of the Birmingham-Hoover, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Birmingham-Hoover, AL stress score, crash risk, and 12-month forecast →

Home Value$254,015

-0.2%

Rent$1,816/mo

AFFORDABILITY

Enter your income for Moody.

Income (annual)

Down Payment

$50,803 on $254,015

Affordable — 25.1% of income

Under the 28% guideline.

PITI$1,571

P/I25.1%

Afford$283K

Room+$29K

P&I $1,284Tax $87Ins $200

Buying $245/mo cheaper ($1,816 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Moody with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Birmingham-Hoover, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Birmingham-Hoover, AL metro.

View Birmingham-Hoover, AL metro →

MOODY, AL