The median home in Muscle Shoals, Alabama is valued at $252,238, up 1.9% year over year. Typical monthly rent is $1,222, producing a price-to-rent ratio of 17.2x — near the national average of 18x. Muscle Shoals is part of the Florence-Muscle Shoals, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Florence-Muscle Shoals, AL stress score, crash risk, and 12-month forecast →
Home Value$252,238
+1.9%
Rent$1,222/mo
AFFORDABILITYRenting $340/mo cheaper ($1,222 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.
Enter your income for Muscle Shoals.
$50,448 on $252,238
Affordable — 25% of income
Under the 28% guideline.
PITI$1,562
P/I25%
Afford$283K
Room+$30K
P&I $1,275Tax $86Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Alabama
Compare Muscle Shoals with other housing markets across Alabama.
Full Florence-Muscle Shoals, AL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Florence-Muscle Shoals, AL metro.
View Florence-Muscle Shoals, AL metro →