City

ONEONTA, AL

Birmingham-Hoover, AL

Median home value: $207K (-0.3% YoY). Part of Birmingham-Hoover, AL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Birmingham-Hoover, AL metro page.

Home Value$207,271
-0.3%
AFFORDABILITY

Enter your income for Oneonta.

$41,454 on $207,271
Affordable — 20.2% of income

Under the 28% guideline.

PITI$1,265
P/I20.2%
Afford$287K
Room+$79K
P&I $994Tax $71Ins $200
6.00% 30yr, 20% down, county tax + AL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Oneonta Housing Market | CrashWatch