The median home in Opelika, Alabama is valued at $296,921, up 3.0% year over year. Typical monthly rent is $1,451, producing a price-to-rent ratio of 17.1x — near the national average of 18x. Opelika is part of the Auburn-Opelika, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Auburn-Opelika, AL stress score, crash risk, and 12-month forecast →

Home Value$296,921

+3.0%

Rent$1,451/mo

AFFORDABILITY

Enter your income for Opelika.

Income (annual)

Down Payment

$59,384 on $296,921

Stretch — 28.8% of income

Above 28% but manageable with cuts.

PITI$1,803

P/I28.8%

Afford$288K

Gap-$9K

P&I $1,501Tax $101Ins $200

Renting $352/mo cheaper ($1,451 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Opelika with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Auburn-Opelika, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Auburn-Opelika, AL metro.

View Auburn-Opelika, AL metro →

OPELIKA, AL