The median home in Owens Cross Roads, Alabama is valued at $421,751, up 1.7% year over year. Typical monthly rent is $1,788, producing a price-to-rent ratio of 19.7x — near the national average of 18x. Owens Cross Roads is part of the Huntsville, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$421,751
+1.7%
Rent$1,788/mo
AFFORDABILITYRenting $689/mo cheaper ($1,788 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.
Enter your income for Owens Cross Roads.
$84,350 on $421,751
Out of reach — 39.6% of income
Need $106,157/yr to afford.
PITI$2,477
P/I39.6%
Afford$298K
Gap-$124K
P&I $2,133Tax $144Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Alabama
Compare Owens Cross Roads with other housing markets across Alabama.
Full Huntsville, AL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Huntsville, AL metro.
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