The median home in Owens Cross Roads, Alabama is valued at $421,751, up 1.7% year over year. Typical monthly rent is $1,788, producing a price-to-rent ratio of 19.7x — near the national average of 18x. Owens Cross Roads is part of the Huntsville, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$421,751

+1.7%

Rent$1,788/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Owens Cross Roads.

Income (annual)

Down Payment

$84,350 on $421,751

Example: $75,000 household income. Change it above to see your own.

Out of reach39.6% of income

Need $106,157/yr to afford.

PITI$2,477

P/I39.6%

Afford$298K

Gap-$124K

P&I $2,133Tax $144Ins $200

Renting $689/mo cheaper ($1,788 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Owens Cross Roads with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Huntsville, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Huntsville, AL metro.

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Owens Cross Roads, AL