Median home value: $422K (+1.7% YoY). Rent: $1,788/mo. Price-to-rent: 19.7x. Part of Huntsville, AL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Huntsville, AL metro page.
Home Value$421,751
+1.7%
Rent$1,788/mo
AFFORDABILITYRenting $579/mo cheaper ($1,788 rent)6.00% 30yr, 20% down, county tax + AL ins. 28% per HUD.
Enter your income for Owens Cross Roads.
$84,350 on $421,751
Out of reach — 37.9% of income
Need $101,443/yr to afford.
PITI$2,367
P/I37.9%
Afford$312K
Gap-$110K
P&I $2,023Tax $144Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing