The median home in Oxford, Alabama is valued at $190,517, up 2.3% year over year. Typical monthly rent is $1,015, producing a price-to-rent ratio of 15.6x — near the national average of 18x. Oxford is part of the Anniston-Oxford, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Anniston-Oxford, AL stress score, crash risk, and 12-month forecast →

Home Value$190,517

+2.3%

Rent$1,015/mo

AFFORDABILITY

Enter your income for Oxford.

Income (annual)

Down Payment

$38,103 on $190,517

Affordable — 19.6% of income

Under the 28% guideline.

PITI$1,228

P/I19.6%

Afford$272K

Room+$81K

P&I $963Tax $65Ins $200

Renting $213/mo cheaper ($1,015 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Oxford with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Anniston-Oxford, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Anniston-Oxford, AL metro.

View Anniston-Oxford, AL metro →

OXFORD, AL