The median home in Ozark, Alabama is valued at $137,676, down 0.7% year over year. Typical monthly rent is $740, producing a price-to-rent ratio of 15.5x — near the national average of 18x. Ozark is part of the Ozark, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Ozark, AL stress score, crash risk, and 12-month forecast →

Home Value$137,676

-0.7%

Rent$740/mo

AFFORDABILITY

Enter your income for Ozark.

Income (annual)

Down Payment

$27,535 on $137,676

Affordable — 15.1% of income

Under the 28% guideline.

PITI$943

P/I15.1%

Afford$255K

Room+$118K

P&I $696Tax $47Ins $200

Renting $203/mo cheaper ($740 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Ozark with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Ozark, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ozark, AL metro.

View Ozark, AL metro →

OZARK, AL