The median home in Phenix City, Alabama is valued at $201,630, up 3.2% year over year. Typical monthly rent is $1,301, producing a price-to-rent ratio of 12.9x — below the national average of 18x. Phenix City is part of the Columbus, GA-AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

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Home Value$201,630

+3.2%

Rent$1,301/mo

AFFORDABILITY

Enter your income for Phenix City.

Income (annual)

Down Payment

$40,326 on $201,630

Affordable — 20.6% of income

Under the 28% guideline.

PITI$1,288

P/I20.6%

Afford$274K

Room+$72K

P&I $1,020Tax $69Ins $200

Buying $13/mo cheaper ($1,301 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Phenix City with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Columbus, GA-AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Columbus, GA-AL metro.

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PHENIX CITY, AL