The median home in Rainsville, Alabama is valued at $217,780, up 3.6% year over year. Rainsville is part of the Fort Payne, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$217,780

+3.6%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$43,556 on $217,780

Example: $75,000 household income. Change it above to see your own.

Affordable22% of income

Under the 28% guideline.

PITI$1,376

P/I22%

Afford$277K

Room+$59K

P&I $1,101Tax $74Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Rainsville with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Fort Payne, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fort Payne, AL metro.

View Fort Payne, AL metro

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Rainsville, AL