Median home value: $305K (+0.7% YoY). Part of Birmingham-Hoover, AL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Birmingham-Hoover, AL metro page.
Home Value$305,430
+0.7%
AFFORDABILITY6.00% 30yr, 20% down, county tax + AL ins. 28% per HUD.
Enter your income for Shelby.
$61,086 on $305,430
Stretch — 28.3% of income
Above 28% but manageable with cuts.
PITI$1,769
P/I28.3%
Afford$302K
Gap-$3K
P&I $1,465Tax $104Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing