The median home in Spanish Fort, Alabama is valued at $374,521, up 1.0% year over year. Typical monthly rent is $1,543, producing a price-to-rent ratio of 20.2x — well above the national average of 18x. Spanish Fort is part of the Daphne-Fairhope-Foley, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Daphne-Fairhope-Foley, AL stress score, crash risk, and 12-month forecast →

Home Value$374,521

+1.0%

Rent$1,543/mo

AFFORDABILITY

Enter your income for Spanish Fort.

Income (annual)

Down Payment

$74,904 on $374,521

Stretch — 35.6% of income

Above 28% but manageable with cuts.

PITI$2,222

P/I35.6%

Afford$295K

Gap-$80K

P&I $1,894Tax $128Ins $200

Renting $679/mo cheaper ($1,543 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Spanish Fort with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Daphne-Fairhope-Foley, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Daphne-Fairhope-Foley, AL metro.

View Daphne-Fairhope-Foley, AL metro →

SPANISH FORT, AL