Median home value: $193K (-4.2% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$193,138
-4.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + AL ins. 28% per HUD.
Enter your income for Spruce Pine.
$38,628 on $193,138
Affordable — 19.1% of income
Under the 28% guideline.
PITI$1,192
P/I19.1%
Afford$284K
Room+$90K
P&I $926Tax $66Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing