The median home in Tuscaloosa, Alabama is valued at $223,349, up 0.7% year over year. Typical monthly rent is $1,478, producing a price-to-rent ratio of 12.6x — below the national average of 18x. Tuscaloosa is part of the Tuscaloosa, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

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Home Value$223,349

+0.7%

Rent$1,478/mo

AFFORDABILITY

Enter your income for Tuscaloosa.

Income (annual)

Down Payment

$44,670 on $223,349

Affordable — 22.5% of income

Under the 28% guideline.

PITI$1,406

P/I22.5%

Afford$278K

Room+$55K

P&I $1,129Tax $76Ins $200

Buying $72/mo cheaper ($1,478 rent)6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Tuscaloosa with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Tuscaloosa, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tuscaloosa, AL metro.

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TUSCALOOSA, AL