City

VALLEY HEAD, AL

Fort Payne, AL

Median home value: $172K (+1.7% YoY). Part of Fort Payne, AL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Fort Payne, AL metro page.

Home Value$171,644
+1.7%
AFFORDABILITY

Enter your income for Valley Head.

$34,329 on $171,644
Affordable — 17.3% of income

Under the 28% guideline.

PITI$1,082
P/I17.3%
Afford$278K
Room+$106K
P&I $823Tax $59Ins $200
6.00% 30yr, 20% down, county tax + AL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Valley Head Housing Market | CrashWatch