The median home in Waterloo, Alabama is valued at $183,093, down 3.7% year over year. Waterloo is part of the Florence-Muscle Shoals, AL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$183,093

-3.7%

Prices falling — better for buyers.

Affordability

Enter your income for Waterloo.

Income (annual)

Down Payment

$36,619 on $183,093

Example: $75,000 household income. Change it above to see your own.

Affordable19% of income

Under the 28% guideline.

PITI$1,188

P/I19%

Afford$270K

Room+$87K

P&I $926Tax $63Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Alabama

Compare Waterloo with other housing markets across Alabama.

Mountain Brook$985K Orange Beach$665K Equality$637K Jacksons Gap$591K Indian Springs Village$569K Vestavia Hills$539K Homewood$533K Dadeville$508K

Full Florence-Muscle Shoals, AL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Florence-Muscle Shoals, AL metro.

View Florence-Muscle Shoals, AL metro

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Waterloo, AL