Median home value: $390K (+0.0% YoY). Rent: $1,843/mo. Price-to-rent: 17.6x. Part of Prescott Valley-Prescott, AZ.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Prescott Valley-Prescott, AZ metro page.
Home Value$389,509
+0.0%
Rent$1,843/mo
AFFORDABILITYRenting $376/mo cheaper ($1,843 rent)6.00% 30yr, 20% down, county tax + AZ ins. 28% per HUD.
Enter your income for Cottonwood.
$77,902 on $389,509
Stretch — 35.5% of income
Above 28% but manageable with cuts.
PITI$2,219
P/I35.5%
Afford$307K
Gap-$82K
P&I $1,868Tax $201Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing