The median home in Elgin, Arizona is valued at $528,843, up 0.8% year over year. Elgin is part of the Nogales, AZ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Nogales, AZ stress score, crash risk, and 12-month forecast →

Home Value$528,843

+0.8%

AFFORDABILITY

Enter your income for Elgin.

Income (annual)

Down Payment

$105,769 on $528,843

Out of reach — 49.6% of income

Need $132,729/yr to afford.

PITI$3,097

P/I49.6%

Afford$299K

Gap-$230K

P&I $2,674Tax $273Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arizona

Compare Elgin with other housing markets across Arizona.

Paradise Valley$3380K Carefree$1271K Cave Creek$1031K Fort McDowell$1020K Sedona$889K Scottsdale$838K Rio Verde$833K New River$750K

Full Nogales, AZ analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Nogales, AZ metro.

View Nogales, AZ metro →

ELGIN, AZ