The median home in Elgin, Arizona is valued at $528,843, up 0.8% year over year. Elgin is part of the Nogales, AZ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$528,843

+0.8%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$105,769 on $528,843

Example: $75,000 household income. Change it above to see your own.

Out of reach49.6% of income

Need $132,729/yr to afford.

PITI$3,097

P/I49.6%

Afford$299K

Gap-$230K

P&I $2,674Tax $273Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arizona

Compare Elgin with other housing markets across Arizona.

Paradise Valley$3.38M Carefree$1.27M Cave Creek$1.03M Fort McDowell$1.02M Sedona$889K Scottsdale$838K Rio Verde$833K New River$750K

Full Nogales, AZ analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Nogales, AZ metro.

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Elgin, AZ