The median home in Flagstaff, Arizona is valued at $644,626, up 0.8% year over year. Typical monthly rent is $2,142, producing a price-to-rent ratio of 25.1x — well above the national average of 18x. Flagstaff is part of the Flagstaff, AZ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$644,626
+0.8%
Rent$2,142/mo
AFFORDABILITYRenting $1,601/mo cheaper ($2,142 rent)6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.
Enter your income for Flagstaff.
$128,925 on $644,626
Out of reach — 59.9% of income
Need $160,414/yr to afford.
PITI$3,743
P/I59.9%
Afford$301K
Gap-$343K
P&I $3,260Tax $333Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Flagstaff, AZ analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Flagstaff, AZ metro.
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