The median home in Lake Havasu City, Arizona is valued at $450,959, down 1.8% year over year. Typical monthly rent is $1,669, producing a price-to-rent ratio of 22.5x — well above the national average of 18x. Lake Havasu City is part of the Lake Havasu City-Kingman, AZ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$450,959

-1.8%

Rent$1,669/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$90,192 on $450,959

Example: $75,000 household income. Change it above to see your own.

Out of reach42.6% of income

Need $114,129/yr to afford.

PITI$2,663

P/I42.6%

Afford$296K

Gap-$155K

P&I $2,280Tax $233Ins $150

Renting $994/mo cheaper ($1,669 rent)6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arizona

Compare Lake Havasu City with other housing markets across Arizona.

Paradise Valley$3.38M Carefree$1.27M Cave Creek$1.03M Fort McDowell$1.02M Sedona$889K Scottsdale$838K Rio Verde$833K New River$750K

Full Lake Havasu City-Kingman, AZ analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lake Havasu City-Kingman, AZ metro.

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Lake Havasu City, AZ