The median home in Lake Havasu City, Arizona is valued at $450,959, down 1.8% year over year. Typical monthly rent is $1,669, producing a price-to-rent ratio of 22.5x — well above the national average of 18x. Lake Havasu City is part of the Lake Havasu City-Kingman, AZ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$450,959
-1.8%
Rent$1,669/mo
AFFORDABILITYRenting $994/mo cheaper ($1,669 rent)6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.
Enter your income for Lake Havasu City.
$90,192 on $450,959
Out of reach — 42.6% of income
Need $114,129/yr to afford.
PITI$2,663
P/I42.6%
Afford$296K
Gap-$155K
P&I $2,280Tax $233Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Arizona
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Full Lake Havasu City-Kingman, AZ analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lake Havasu City-Kingman, AZ metro.
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