The median home in Mormon Lake, Arizona is valued at $385,735, up 3.7% year over year. Mormon Lake is part of the Flagstaff, AZ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$385,735

+3.7%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$77,147 on $385,735

Example: $75,000 household income. Change it above to see your own.

Out of reach36.8% of income

Need $98,571/yr to afford.

PITI$2,300

P/I36.8%

Afford$293K

Gap-$92K

P&I $1,950Tax $199Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arizona

Compare Mormon Lake with other housing markets across Arizona.

Paradise Valley$3.38M Carefree$1.27M Cave Creek$1.03M Fort McDowell$1.02M Sedona$889K Scottsdale$838K Rio Verde$833K New River$750K

Full Flagstaff, AZ analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Flagstaff, AZ metro.

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Mormon Lake, AZ