Median home value: $386K (+3.7% YoY). Part of Flagstaff, AZ.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Flagstaff, AZ metro page.
Home Value$385,735
+3.7%
AFFORDABILITY6.00% 30yr, 20% down, county tax + AZ ins. 28% per HUD.
Enter your income for Mormon Lake.
$77,147 on $385,735
Stretch — 35.2% of income
Above 28% but manageable with cuts.
PITI$2,199
P/I35.2%
Afford$307K
Gap-$79K
P&I $1,850Tax $199Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing