The median home in Oracle, Arizona is valued at $523,995, up 1.0% year over year. Oracle is part of the Phoenix-Mesa-Chandler, AZ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$523,995

+1.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Oracle.

Income (annual)

Down Payment

$104,799 on $523,995

Example: $75,000 household income. Change it above to see your own.

Out of reach49.1% of income

Need $131,571/yr to afford.

PITI$3,070

P/I49.1%

Afford$299K

Gap-$225K

P&I $2,650Tax $271Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arizona

Compare Oracle with other housing markets across Arizona.

Paradise Valley$3.38M Carefree$1.27M Cave Creek$1.03M Fort McDowell$1.02M Sedona$889K Scottsdale$838K Rio Verde$833K New River$750K

Full Phoenix-Mesa-Chandler, AZ analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Phoenix-Mesa-Chandler, AZ metro.

View Phoenix-Mesa-Chandler, AZ metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Oracle, AZ