The median home in Oro Valley, Arizona is valued at $500,663, down 1.3% year over year. Typical monthly rent is $1,588, producing a price-to-rent ratio of 26.3x — well above the national average of 18x. Oro Valley is part of the Tucson, AZ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$500,663
-1.3%
Rent$1,588/mo
AFFORDABILITYRenting $1,352/mo cheaper ($1,588 rent)6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.
Enter your income for Oro Valley.
$100,133 on $500,663
Out of reach — 47% of income
Need $126,000/yr to afford.
PITI$2,940
P/I47%
Afford$298K
Gap-$203K
P&I $2,532Tax $259Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Tucson, AZ analysis
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