The median home in Oro Valley, Arizona is valued at $500,663, down 1.3% year over year. Typical monthly rent is $1,588, producing a price-to-rent ratio of 26.3x — well above the national average of 18x. Oro Valley is part of the Tucson, AZ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$500,663

-1.3%

Rent$1,588/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$100,133 on $500,663

Example: $75,000 household income. Change it above to see your own.

Out of reach47% of income

Need $126,000/yr to afford.

PITI$2,940

P/I47%

Afford$298K

Gap-$203K

P&I $2,532Tax $259Ins $150

Renting $1,352/mo cheaper ($1,588 rent)6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arizona

Compare Oro Valley with other housing markets across Arizona.

Paradise Valley$3.38M Carefree$1.27M Cave Creek$1.03M Fort McDowell$1.02M Sedona$889K Scottsdale$838K Rio Verde$833K New River$750K

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Oro Valley, AZ