The median home in Payson, Arizona is valued at $438,194, down 1.1% year over year. Payson is part of the Payson, AZ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Payson, AZ stress score, crash risk, and 12-month forecast →

Home Value$438,194

-1.1%

AFFORDABILITY

Enter your income for Payson.

Income (annual)

Down Payment

$87,639 on $438,194

Out of reach — 41.5% of income

Need $111,086/yr to afford.

PITI$2,592

P/I41.5%

Afford$296K

Gap-$142K

P&I $2,216Tax $226Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arizona

Compare Payson with other housing markets across Arizona.

Paradise Valley$3380K Carefree$1271K Cave Creek$1031K Fort McDowell$1020K Sedona$889K Scottsdale$838K Rio Verde$833K New River$750K

Full Payson, AZ analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Payson, AZ metro.

View Payson, AZ metro →

PAYSON, AZ