The median home in Payson, Arizona is valued at $438,194, down 1.1% year over year. Payson is part of the Payson, AZ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$438,194

-1.1%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$87,639 on $438,194

Example: $75,000 household income. Change it above to see your own.

Out of reach41.5% of income

Need $111,086/yr to afford.

PITI$2,592

P/I41.5%

Afford$296K

Gap-$142K

P&I $2,216Tax $226Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arizona

Compare Payson with other housing markets across Arizona.

Paradise Valley$3.38M Carefree$1.27M Cave Creek$1.03M Fort McDowell$1.02M Sedona$889K Scottsdale$838K Rio Verde$833K New River$750K

Full Payson, AZ analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Payson, AZ metro.

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