The median home in Prescott, Arizona is valued at $592,925, down 0.7% year over year. Typical monthly rent is $1,805, producing a price-to-rent ratio of 27.4x — well above the national average of 18x. Prescott is part of the Prescott Valley-Prescott, AZ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$592,925

-0.7%

Rent$1,805/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$118,585 on $592,925

Example: $75,000 household income. Change it above to see your own.

Out of reach55.3% of income

Need $148,029/yr to afford.

PITI$3,454

P/I55.3%

Afford$300K

Gap-$293K

P&I $2,998Tax $306Ins $150

Renting $1,649/mo cheaper ($1,805 rent)6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arizona

Compare Prescott with other housing markets across Arizona.

Paradise Valley$3.38M Carefree$1.27M Cave Creek$1.03M Fort McDowell$1.02M Sedona$889K Scottsdale$838K Rio Verde$833K New River$750K

Full Prescott Valley-Prescott, AZ analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Prescott Valley-Prescott, AZ metro.

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