The median home in Tonto Basin, Arizona is valued at $321,606, down 4.4% year over year. Tonto Basin is part of the Payson, AZ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$321,606

-4.4%

Prices falling — better for buyers.

Affordability

Enter your income for Tonto Basin.

Income (annual)

Down Payment

$64,321 on $321,606

Example: $75,000 household income. Change it above to see your own.

Stretch31.1% of income

Above 28% but manageable with cuts.

PITI$1,942

P/I31.1%

Afford$290K

Gap-$32K

P&I $1,626Tax $166Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arizona

Compare Tonto Basin with other housing markets across Arizona.

Paradise Valley$3.38M Carefree$1.27M Cave Creek$1.03M Fort McDowell$1.02M Sedona$889K Scottsdale$838K Rio Verde$833K New River$750K

Full Payson, AZ analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Payson, AZ metro.

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Tonto Basin, AZ