The median home in Tonto Basin, Arizona is valued at $321,606, down 4.4% year over year. Tonto Basin is part of the Payson, AZ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Payson, AZ stress score, crash risk, and 12-month forecast →

Home Value$321,606

-4.4%

AFFORDABILITY

Enter your income for Tonto Basin.

Income (annual)

Down Payment

$64,321 on $321,606

Stretch — 31.1% of income

Above 28% but manageable with cuts.

PITI$1,942

P/I31.1%

Afford$290K

Gap-$32K

P&I $1,626Tax $166Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arizona

Compare Tonto Basin with other housing markets across Arizona.

Paradise Valley$3380K Carefree$1271K Cave Creek$1031K Fort McDowell$1020K Sedona$889K Scottsdale$838K Rio Verde$833K New River$750K

Full Payson, AZ analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Payson, AZ metro.

View Payson, AZ metro →

TONTO BASIN, AZ