The median home in Centennial, Colorado is valued at $629,311, down 3.0% year over year. Typical monthly rent is $2,112, producing a price-to-rent ratio of 24.8x — well above the national average of 18x. Centennial is part of the Denver-Aurora-Lakewood, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$629,311
-3.0%
Rent$2,112/mo
AFFORDABILITYRenting $1,538/mo cheaper ($2,112 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Enter your income for Centennial.
$125,862 on $629,311
Out of reach — 58.4% of income
Need $156,429/yr to afford.
PITI$3,650
P/I58.4%
Afford$302K
Gap-$328K
P&I $3,182Tax $267Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Colorado
Compare Centennial with other housing markets across Colorado.
Full Denver-Aurora-Lakewood, CO analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Denver-Aurora-Lakewood, CO metro.
View Denver-Aurora-Lakewood, CO metro →