The median home in Commerce City, Colorado is valued at $485,077, down 4.1% year over year. Typical monthly rent is $2,731, producing a price-to-rent ratio of 14.8x — below the national average of 18x. Commerce City is part of the Denver-Aurora-Lakewood, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$485,077

-4.1%

Rent$2,731/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$97,015 on $485,077

Example: $75,000 household income. Change it above to see your own.

Out of reach45.7% of income

Need $122,529/yr to afford.

PITI$2,859

P/I45.7%

Afford$297K

Gap-$188K

P&I $2,453Tax $206Ins $200

Renting $128/mo cheaper ($2,731 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Colorado

Compare Commerce City with other housing markets across Colorado.

Aspen$3.41M Cherry Hills Village$3.11M Snowmass Village$2.44M Telluride$2.22M Bow Mar$2.22M Mountain Village$2.03M Vail$1.72M Edwards$1.7M

Full Denver-Aurora-Lakewood, CO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Denver-Aurora-Lakewood, CO metro.

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Commerce City, CO