The median home in Commerce City, Colorado is valued at $485,077, down 4.1% year over year. Typical monthly rent is $2,731, producing a price-to-rent ratio of 14.8x — below the national average of 18x. Commerce City is part of the Denver-Aurora-Lakewood, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Denver-Aurora-Lakewood, CO stress score, crash risk, and 12-month forecast →

Home Value$485,077

-4.1%

Rent$2,731/mo

AFFORDABILITY

Enter your income for Commerce City.

Income (annual)

Down Payment

$97,015 on $485,077

Out of reach — 45.7% of income

Need $122,529/yr to afford.

PITI$2,859

P/I45.7%

Afford$297K

Gap-$188K

P&I $2,453Tax $206Ins $200

Renting $128/mo cheaper ($2,731 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Colorado

Compare Commerce City with other housing markets across Colorado.

Aspen$3413K Cherry Hills Village$3114K Snowmass Village$2443K Telluride$2225K Bow Mar$2219K Mountain Village$2033K Vail$1721K Edwards$1700K

Full Denver-Aurora-Lakewood, CO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Denver-Aurora-Lakewood, CO metro.

View Denver-Aurora-Lakewood, CO metro →

COMMERCE CITY, CO